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We offer three main products, through
separately managed accounts, that are aimed at
fulfilling the investment needs and objectives of our clients. Our
products consist of managed portfolios customized around the unique risk
tolerance, income requirements, as well as the investment time horizon of
each client. They are grouped into three main categories: Growth,
Conservative Growth, and Capital Preservation and Income. Clients are assigned a personal money manager who
constructs a unique asset allocation plan and custom tailored portfolio.
This asset allocation plan is then implemented using the appropriate
combination of money market instruments, fixed income instruments, stocks,
options and exchange traded funds (ETFs). Because of our flexible investment
requirement minimums, many of our clients choose to have their investment as
well as their
retirement accounts managed by us.
Growth Portfolio:
All equity portfolio consisting of large, mid, and small capitalization
stocks. A typical portfolio will consist of 20-40 stocks in companies that
we believe are selling at valuations lower than their intrinsic worth. This
portfolio is ideal for clients who have a long term investment time horizon
and are comfortable with the volatility associated with investing in
equities. Beam Capital Management charges an annual fee for investment
management services based on account size according to the following
schedule: 1.5% for the first $500,000, 1.25% for the next $500,000, 1.00%
for the next $1,000,000, and negotiable thereafter.
Conservative Growth
Portfolio: A portfolio consisting of a combination of fixed
income and equities. Fixed income portion will consist of high quality bonds
while the equity portion will consist of large, mid and small capitalization
stocks. The proportions of stocks and bonds will be determined with clients
based on their unique risk tolerance and investment time horizon. Beam
Capital Management charges an annual fee for investment management services
based on account size according to the following schedule: 1.5% for the
first $500,000, 1.25% for the next $500,000, 1.00% for the next $1,000,000,
and negotiable thereafter.
Capital Preservation and Income: We offer three
portfolios that are aimed at providing income and preserving capital:
Taxable Fixed Income
Portfolio: Ideal for investors who need to derive income from
their investment portfolios while minimizing risk to principal. Clients are
normally in a zero tax bracket (retirement plan account or IRA) or in a low
or medium tax bracket. Portfolio will consist of individual bonds from
different issuers and maturities customized to suite the unique risk
tolerance, time horizon, and income requirements of a client. Minimum
account size is $100,000. Beam Capital Management charges an annual fee for
investment management services based on account size according to the
following schedule: 0.75% for the first $500,000, 0.50% for the next
$500,000, .40% for the next $1,000,000, and negotiable thereafter.
Tax Free Municipal Bond
Portfolio: Ideal for investors in hi tax brackets who need to
derive income from their investment portfolio while minimizing risk to
principal. Portfolio will consist of individual bonds issued by local
municipalities with yields and maturities tailored to the unique
requirements of each client. Interest income from these bonds is usually
exempt from Federal and State income taxes. Minimum account size is
$100,000. Beam Capital Management charges an annual fee for investment
management services based on account size according to the following
schedule: 0.75% for the first $500,000, 0.50% for the next $500,000, .40%
for the next $1,000,000, and negotiable thereafter.
Principal Protected
Portfolio: A portfolio invested in a combination of fixed
income and equity linked securities that limits downside risk while allowing
for upside potential. This portfolio will allow for partial participation in
upside moves in the stock market while protecting and minimizing risk to
principal. Minimum account size is $100,000. Beam Capital Management charges
an annual fee for investment management services based on account size
according to the following schedule: 0.75% for the first $500,000, 0.50% for
the next $500,000, .40% for the next $1,000,000, and negotiable thereafter.
In addition to the above portfolios, we
always strive to work with our clients to achieve any unique goals and
objectives they may have such as:
-Socially responsible portfolio constructed according to client-specific
criteria.
-Faith based portfolio constructed to meet
client-specific religious-based criteria.
-Portfolio to monetize concentrated stock positions for
corporate executives and establishment of rule 10b5-1 trading plans.
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